:root{
  --navy-950:#050F24;--navy-900:#08183A;--navy-800:#0D2A63;--navy-700:#17408F;
  --gold:#F0B93A;--gold-bright:#FFD873;--gold-deep:#8F6300;
  --ivory:#F6F1E4;--paper:#FBF8F1;--ink:#0E1A2B;--ink-soft:#4E5A6E;--mist:#B9C7E2;
  --display:"Cormorant Garamond","Iowan Old Style","Palatino Linotype",Georgia,serif;
  --body:"Instrument Sans","Segoe UI",system-ui,-apple-system,sans-serif;
  --gutter:clamp(20px,6vw,96px);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.6;color:var(--ink);background:var(--navy-900)}
img{max-width:100%;display:block}
a{color:inherit}
h1,h2,h3{font-family:var(--display);font-weight:600;line-height:1.05;margin:0;letter-spacing:-.01em}
p{margin:0}
:focus-visible{outline:3px solid var(--gold-bright);outline-offset:3px}
.skip{position:absolute;left:-999px;top:8px;background:var(--gold);color:var(--navy-950);padding:10px 16px;z-index:100;font-weight:600}
.skip:focus{left:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 30px;font:600 16px/1 var(--body);text-decoration:none;border:1px solid var(--gold);cursor:pointer;transition:background .2s,color .2s,border-color .2s}
.btn-gold{background:linear-gradient(180deg,#FFD873,#E8A91F);color:var(--navy-950);box-shadow:0 8px 28px rgba(240,185,58,.28)}
.btn-gold:hover{background:linear-gradient(180deg,#FFE597,#F2B92E);border-color:var(--gold-bright);box-shadow:0 10px 34px rgba(240,185,58,.42)}
.btn-line{background:transparent;color:var(--ivory)}
.btn-line:hover{background:rgba(240,185,58,.14)}
.btn-dark{background:var(--navy-900);color:var(--gold-bright);border-color:var(--navy-900)}
.btn-dark:hover{background:var(--navy-700)}

.nav{position:sticky;top:0;z-index:50;background:rgba(8,24,58,.94);backdrop-filter:blur(8px);border-bottom:1px solid rgba(240,185,58,.28)}
.nav-in{max-width:1360px;margin:0 auto;padding:14px var(--gutter);display:flex;align-items:center;gap:32px}
.brand{text-decoration:none;color:var(--gold-bright);display:flex;flex-direction:column;line-height:1}
.brand b{font-family:var(--display);font-size:30px;font-weight:700;letter-spacing:.14em}
.brand span{font-size:11px;letter-spacing:.06em;color:var(--mist);margin-top:5px}
.nav ul{list-style:none;margin:0 0 0 auto;padding:0;display:flex;gap:30px}
.nav ul a{color:var(--ivory);text-decoration:none;font-size:15px;font-weight:500;padding:8px 0;border-bottom:2px solid transparent}
.nav ul a:hover{border-color:rgba(240,185,58,.6)}
.nav ul a[aria-current="page"]{border-color:var(--gold);color:var(--gold-bright)}
.nav .btn{min-height:44px;padding:0 22px;font-size:15px}
.menu-toggle{display:none}

.hero{background:var(--navy-900);color:var(--ivory);position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background:repeating-linear-gradient(90deg,rgba(240,185,58,.045) 0 1px,transparent 1px 120px);pointer-events:none}
.hero-in{position:relative;max-width:1360px;margin:0 auto;padding:clamp(56px,9vw,120px) var(--gutter);display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(40px,6vw,96px);align-items:center}
.hero h1{font-size:clamp(46px,6.6vw,98px);color:var(--ivory)}
.hero h1 em{font-style:italic;color:var(--gold-bright);font-weight:500}
.hero-rule{width:96px;height:2px;background:var(--gold);margin:34px 0 28px}
.hero p.lead{font-size:clamp(18px,1.6vw,21px);color:var(--mist);max-width:34em}
.hero-cta{display:flex;flex-wrap:wrap;gap:16px;margin-top:38px}
.hero-note{margin-top:26px;font-size:15px;color:var(--gold-bright)}
.plate{position:relative;margin:0;animation:plate-in 1.1s cubic-bezier(.2,.7,.2,1) both}
.plate::before{content:"";position:absolute;inset:0;border:1px solid var(--gold);transform:translate(20px,20px);pointer-events:none}
.plate img{position:relative;width:100%;height:auto;border:1px solid var(--gold);box-shadow:0 30px 80px rgba(0,0,0,.55)}
@keyframes plate-in{from{opacity:0;transform:scale(.96)}to{opacity:1;transform:none}}

.phero{background:var(--navy-900);color:var(--ivory);border-bottom:1px solid rgba(240,185,58,.28)}
.phero-in{max-width:1360px;margin:0 auto;padding:clamp(56px,8vw,104px) var(--gutter)}
.phero h1{font-size:clamp(44px,6vw,86px);max-width:15em}
.phero .hero-rule{margin:28px 0 24px}
.phero p{font-size:clamp(18px,1.6vw,21px);color:var(--mist);max-width:36em}

.strip{background:var(--gold);color:var(--navy-950)}
.strip ul{max-width:1360px;margin:0 auto;padding:0 var(--gutter);list-style:none;display:grid;grid-template-columns:repeat(4,minmax(0,1fr))}
.strip li{padding:24px 22px;border-left:1px solid rgba(7,17,31,.28);font-weight:600;font-size:16px;line-height:1.3}
.strip li:first-child{border-left:0;padding-left:0}
.strip li small{display:block;font-weight:500;font-size:14px;margin-top:4px;color:rgba(7,17,31,.78)}

.sec{padding:clamp(72px,10vw,132px) var(--gutter)}
.wrap{max-width:1360px;margin:0 auto}
.on-ivory{background:var(--ivory);color:var(--ink)}
.on-paper{background:var(--paper);color:var(--ink)}
.on-navy{background:var(--navy-800);color:var(--ivory)}
.on-deep{background:var(--navy-950);color:var(--ivory)}
.sec h2{font-size:clamp(38px,4.8vw,68px)}
.sec .intro{font-size:19px;max-width:32em;margin-top:22px;color:var(--ink-soft)}
.on-navy .intro,.on-deep .intro{color:var(--mist)}
.text-link{display:inline-block;margin-top:28px;font-weight:600;color:var(--gold-deep);text-decoration:none;border-bottom:2px solid var(--gold)}
.on-navy .text-link,.on-deep .text-link{color:var(--gold-bright)}
.text-link:hover{border-color:var(--gold-bright)}

.steps{list-style:none;margin:64px 0 0;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr))}
.steps li{position:relative;padding:28px 26px 8px 0;border-top:1px solid rgba(14,26,43,.35)}
.steps li::before{content:"";position:absolute;top:-1px;left:0;width:56px;height:3px;background:var(--gold)}
.steps .n{font-family:var(--display);font-size:64px;font-weight:600;color:var(--gold-deep);line-height:1}
.steps h3{font-size:27px;margin:14px 0 10px}
.steps p{font-size:16px;color:var(--ink-soft)}

.split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(40px,7vw,120px);align-items:start}
.rlist{list-style:none;margin:0;padding:0}
.rlist li{display:grid;grid-template-columns:auto 1fr;gap:6px 22px;padding:26px 0;border-bottom:1px solid rgba(240,185,58,.32)}
.rlist li:first-child{border-top:1px solid rgba(240,185,58,.32)}
.rlist svg{width:30px;height:30px;stroke:var(--gold);fill:none;stroke-width:1.5;grid-row:span 2;margin-top:3px}
.rlist h3{font-size:28px;color:var(--ivory)}
.rlist p{color:var(--mist);font-size:16px}
.rlist a{text-decoration:none}
.rlist a:hover h3{color:var(--gold-bright)}

.services{display:grid;grid-template-columns:minmax(0,1fr);margin-top:56px}
.svc{display:grid;grid-template-columns:120px minmax(0,1fr) minmax(0,1.2fr);gap:12px 40px;padding:40px 0;border-top:1px solid rgba(14,26,43,.3);align-items:start}
.svc:last-child{border-bottom:1px solid rgba(14,26,43,.3)}
.svc svg{width:56px;height:56px;stroke:var(--gold-deep);fill:none;stroke-width:1.4}
.svc h3{font-size:clamp(30px,3vw,42px)}
.svc p{color:var(--ink-soft)}
.svc ul{margin:14px 0 0;padding:0;list-style:none}
.svc li{padding:6px 0 6px 22px;position:relative;font-size:16px}
.svc li::before{content:"";position:absolute;left:0;top:16px;width:10px;height:2px;background:var(--gold)}

.commit{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(40px,6vw,96px);margin-top:56px}
.commit article{padding:30px 0;border-top:1px solid rgba(240,185,58,.4);display:grid;grid-template-columns:34px 1fr;gap:4px 18px}
.commit svg{width:30px;height:30px;stroke:var(--gold);fill:none;stroke-width:2;grid-row:span 2;margin-top:4px}
.commit h3{font-size:30px;color:var(--gold-bright)}
.commit p{color:var(--mist);font-size:16px}
.pull{margin:72px 0 0;padding:0;font-family:var(--display);font-style:italic;font-weight:500;font-size:clamp(28px,3.6vw,50px);line-height:1.15;color:var(--ivory);max-width:22em}

.extra{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin-top:56px;border:1px solid var(--gold)}
.extra div{padding:clamp(28px,4vw,52px);background:var(--navy-900);color:var(--ivory)}
.extra div+div{border-left:1px solid var(--gold);background:var(--navy-800)}
.extra h3{font-size:clamp(30px,3vw,40px);color:var(--gold-bright);margin-bottom:12px}
.extra p{color:var(--mist)}

.fee-head{display:flex;flex-wrap:wrap;gap:20px 60px;align-items:end;justify-content:space-between}
.fee-head h2{font-size:clamp(46px,7vw,110px)}
.fee-head .intro{margin:0;max-width:26em}
.fees{margin:56px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));border-top:2px solid var(--ink)}
.fees div{padding:30px 34px 6px 0}
.fees div+div{padding-left:34px;border-left:1px solid rgba(14,26,43,.25)}
.fees dt{font-family:var(--display);font-size:clamp(34px,4vw,56px);font-weight:600;line-height:1;color:var(--gold-deep)}
.fees dd{margin:16px 0 0}
.fees dd b{display:block;font-size:19px;margin-bottom:6px}
.fees dd span{color:var(--ink-soft);font-size:16px}

.about-grid{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(40px,7vw,120px);align-items:start}
.prose p{font-size:19px;color:var(--ink-soft);margin-bottom:20px;max-width:36em}
.prose p:first-child{font-size:22px;color:var(--ink)}
.values{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 clamp(40px,6vw,96px);margin-top:56px}
.values article{padding:28px 0;border-top:1px solid rgba(14,26,43,.3)}
.values h3{font-size:32px;margin-bottom:8px}
.values p{color:var(--ink-soft)}
.founders{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:32px;margin-top:48px}
.founder{padding:32px;border:1px solid var(--gold);background:var(--navy-900);color:var(--ivory)}
.founder h3{font-size:34px;color:var(--gold-bright)}
.founder span{display:block;font-size:15px;color:var(--mist);margin:4px 0 14px}
.reg{list-style:none;margin:40px 0 0;padding:0}
.reg li{padding:18px 0;border-top:1px solid rgba(14,26,43,.25);display:flex;flex-wrap:wrap;justify-content:space-between;gap:6px 24px}
.reg li:last-child{border-bottom:1px solid rgba(14,26,43,.25)}
.reg b{font-weight:600}

.faq{margin-top:48px;border-top:1px solid rgba(14,26,43,.3)}
.faq details{border-bottom:1px solid rgba(14,26,43,.3)}
.faq summary{cursor:pointer;list-style:none;padding:24px 48px 24px 0;font-family:var(--display);font-size:clamp(24px,2.4vw,32px);font-weight:600;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:6px;top:50%;transform:translateY(-52%);font:400 34px/1 var(--body);color:var(--gold-deep)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{padding:0 48px 26px 0;color:var(--ink-soft);max-width:44em}

.cta{background:var(--gold);color:var(--navy-950);padding:clamp(56px,7vw,96px) var(--gutter)}
.cta-in{max-width:1360px;margin:0 auto;display:flex;flex-wrap:wrap;gap:28px 60px;align-items:center;justify-content:space-between}
.cta h2{font-size:clamp(34px,4.4vw,60px);max-width:16em}

.contact-grid{display:grid;grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);gap:clamp(40px,6vw,100px);align-items:start}
.details{list-style:none;padding:0;margin:40px 0 0}
.details li{padding:18px 0;border-top:1px solid rgba(14,26,43,.25)}
.details li:last-child{border-bottom:1px solid rgba(14,26,43,.25)}
.details b{display:block;font-size:14px;color:var(--ink-soft);font-weight:500;margin-bottom:2px}
.details span{font-size:19px;font-weight:500}
.next{margin:44px 0 0;padding:0;list-style:none}
.next li{padding:14px 0 14px 34px;position:relative;color:var(--ink-soft)}
.next li::before{content:"";position:absolute;left:0;top:26px;width:20px;height:2px;background:var(--gold)}
.next b{color:var(--ink)}
form{background:var(--navy-900);color:var(--ivory);padding:clamp(28px,4vw,52px);border:1px solid var(--gold);box-shadow:16px 16px 0 var(--gold)}
form h2{font-size:36px;margin-bottom:24px;color:var(--gold-bright)}
.row{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
label{display:block;font-size:14px;font-weight:500;color:var(--mist);margin:18px 0 6px}
input,textarea{width:100%;font:400 16px/1.4 var(--body);color:var(--ivory);background:var(--navy-800);border:1px solid rgba(169,182,204,.4);padding:14px;min-height:48px;border-radius:0}
textarea{min-height:130px;resize:vertical}
input:focus,textarea:focus{border-color:var(--gold-bright)}
form .btn{width:100%;margin-top:28px}
.fine{font-size:13px;color:var(--mist);margin-top:14px}

footer{background:var(--navy-950);color:var(--mist);padding:64px var(--gutter) 40px;font-size:14.5px}
.foot{max-width:1360px;margin:0 auto;display:grid;grid-template-columns:1.2fr 1fr 1fr 1fr;gap:40px}
.foot .brand b{font-size:28px}
footer h4{margin:0 0 12px;font:600 15px var(--body);color:var(--ivory)}
footer p{margin-bottom:8px}
footer a{text-decoration:none}
footer a:hover{color:var(--gold-bright)}
.legal{max-width:1360px;margin:48px auto 0;padding-top:24px;border-top:1px solid rgba(240,185,58,.28);font-size:13px}

@media (max-width:1180px){.nav ul{gap:20px}}
@media (max-width:1080px){
  .steps{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 32px}
  .steps li{padding-bottom:26px}
  .nav-in{flex-wrap:wrap;gap:12px 20px}
  .nav ul{order:3;width:100%;margin:0;gap:22px;overflow-x:auto;padding-bottom:4px}
  .nav ul a{white-space:nowrap}
  .nav .btn{margin-left:auto}
  .svc{grid-template-columns:72px minmax(0,1fr)}
  .svc>div:last-child{grid-column:1 / -1}
}
@media (max-width:860px){
  .hero-in,.split,.contact-grid,.commit,.foot,.about-grid,.values,.founders,.extra{grid-template-columns:minmax(0,1fr)}
  .extra div+div{border-left:0;border-top:1px solid var(--gold)}
  .foot{gap:28px}
  .plate{order:-1;max-width:560px}
  .plate::before{transform:translate(12px,12px)}
  .strip ul{grid-template-columns:repeat(2,minmax(0,1fr))}
  .strip li:nth-child(3){border-left:0;padding-left:0}
  .strip li{border-top:1px solid rgba(7,17,31,.2)}
  .strip li:nth-child(-n+2){border-top:0}
  .fees{grid-template-columns:minmax(0,1fr)}
  .fees div,.fees div+div{padding:26px 0;border-left:0;border-top:1px solid rgba(14,26,43,.25)}
  .fees div:first-child{border-top:0}
  .row{grid-template-columns:minmax(0,1fr);gap:0}
}
@media (max-width:560px){
  body{font-size:16px}
  .steps{grid-template-columns:minmax(0,1fr)}
  .brand span{display:none}
  .hero-cta .btn{width:100%}
  form{box-shadow:8px 8px 0 var(--gold)}
  .svc{grid-template-columns:minmax(0,1fr)}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}.plate{animation:none}}

.hero-v{position:relative;min-height:min(94vh,880px);display:grid;place-items:center;overflow:hidden;background:var(--navy-950);isolation:isolate;color:var(--ivory)}
.hero-v video,.hero-fx{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-3}
.hero-fx{background:radial-gradient(55% 55% at 18% 28%,rgba(240,185,58,.26),transparent 62%),radial-gradient(60% 55% at 84% 72%,rgba(23,64,143,.85),transparent 66%),var(--navy-900);animation:drift 16s ease-in-out infinite alternate}
@keyframes drift{from{transform:scale(1) translate(0,0)}to{transform:scale(1.12) translate(-2%,1.5%)}}
.hero-shade{position:absolute;inset:0;z-index:-2;background:linear-gradient(180deg,rgba(5,15,36,.8),rgba(5,15,36,.5) 45%,rgba(5,15,36,.92))}
.hero-v::after{content:"";position:absolute;inset:20px;border:1px solid rgba(240,185,58,.5);pointer-events:none;z-index:1}
.hero-v-in{padding:clamp(72px,10vw,150px) var(--gutter);text-align:center;max-width:1020px;position:relative;z-index:2}
.hero-logo{width:min(470px,74vw);height:auto;margin:0 auto 30px;filter:drop-shadow(0 14px 44px rgba(0,0,0,.65));animation:plate-in 1.2s cubic-bezier(.2,.7,.2,1) both}
.hero-v h1{font-size:clamp(38px,5.2vw,76px);color:var(--ivory)}
.hero-v h1 em{font-style:italic;color:var(--gold-bright);font-weight:500}
.hero-v .hero-rule{margin:28px auto}
.hero-v p.lead{font-size:clamp(18px,1.6vw,21px);color:var(--mist);max-width:36em;margin:0 auto}
.hero-v .hero-cta{justify-content:center}
.hero-v .hero-note{margin-top:26px;font-size:15px;color:var(--gold-bright)}
.pillars{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin-top:56px;border-top:2px solid var(--ink)}
.pillars article{padding:34px 34px 8px 0}
.pillars article+article{padding-left:34px;border-left:1px solid rgba(14,26,43,.25)}
.pillars svg{width:44px;height:44px;stroke:var(--gold-deep);fill:none;stroke-width:1.5}
.pillars h3{font-size:clamp(30px,3vw,42px);margin:16px 0 10px}
.pillars p{color:var(--ink-soft)}
.legal-band{background:var(--navy-800);color:var(--ivory)}
.legal-band .wrap{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,.8fr);gap:clamp(32px,6vw,96px);align-items:center}
.legal-band h2{font-size:clamp(38px,5vw,72px)}
.legal-band p{color:var(--mist);font-size:19px}
@media (max-width:860px){.pillars,.legal-band .wrap{grid-template-columns:minmax(0,1fr)}.pillars article,.pillars article+article{padding:26px 0;border-left:0;border-top:1px solid rgba(14,26,43,.25)}.pillars article:first-child{border-top:0}.hero-v::after{inset:10px}}
@media (prefers-reduced-motion:reduce){.hero-fx,.hero-logo{animation:none}}

.slogan{font-family:var(--display);font-style:italic;font-weight:500;font-size:clamp(28px,3.4vw,44px);letter-spacing:.01em;color:var(--gold-bright);margin:-4px auto 34px;text-shadow:0 4px 24px rgba(0,0,0,.6)}

.xp{display:grid;grid-template-columns:auto minmax(0,1fr);gap:clamp(28px,6vw,96px);align-items:center}
.xp-n{font-family:var(--display);font-weight:600;font-size:clamp(120px,18vw,260px);line-height:.85;color:var(--gold-bright);letter-spacing:-.03em}
@media (max-width:860px){.xp{grid-template-columns:minmax(0,1fr)}}

.hero-globe{position:absolute;inset:0;width:100%;height:100%;z-index:-1;pointer-events:none}
.logo-wrap{position:relative;width:min(470px,74vw);margin:0 auto 30px}
.logo-wrap .hero-logo{width:100%;margin:0;display:block}
.shine{position:absolute;inset:0;pointer-events:none;background:linear-gradient(110deg,transparent 38%,rgba(255,247,215,.95) 50%,transparent 62%);background-size:300% 100%;background-position:160% 0;-webkit-mask-repeat:no-repeat;mask-repeat:no-repeat;-webkit-mask-position:center;mask-position:center;-webkit-mask-size:contain;mask-size:contain;animation:sweep 7s ease-in-out 1.8s infinite}
@keyframes sweep{0%{background-position:160% 0}30%{background-position:-60% 0}100%{background-position:-60% 0}}
@media (prefers-reduced-motion:reduce){.shine{animation:none;opacity:0}}

/* ---- typography + presence upgrade ---- */
body{font-size:18px;line-height:1.65}
.brand b{font-family:"Cinzel",var(--display);font-weight:700;letter-spacing:.16em;font-size:27px}
h3{font-weight:700}
.sec .intro{font-size:clamp(19px,1.7vw,22px);color:#3B475C;max-width:34em}
.on-navy .intro,.on-deep .intro{color:var(--mist)}
.sec h2{font-family:"Cinzel",var(--display);font-weight:700;font-size:clamp(30px,4vw,58px);line-height:1.12;letter-spacing:.012em}
.sec h2::after{content:"";display:block;width:84px;height:3px;background:var(--gold);margin-top:24px}
.legal-band .wrap h2{font-size:clamp(34px,5vw,74px)}
.phero h1{font-weight:700;font-size:clamp(46px,7vw,104px);letter-spacing:-.015em}
.strip li{font-size:18px}
.strip li small{font-size:14.5px}
.pillars h3,.values h3,.commit h3,.extra h3{font-size:clamp(30px,3vw,44px)}
.pillars svg{width:68px;height:68px;padding:16px;border:1px solid var(--gold-deep);border-radius:50%}
.rlist svg{width:58px;height:58px;padding:13px;border:1px solid var(--gold);border-radius:50%}
.commit svg{width:40px;height:40px;padding:8px;border:1px solid var(--gold);border-radius:50%;margin-top:0}
.commit article{grid-template-columns:44px 1fr}
.rlist h3{font-size:clamp(28px,2.6vw,38px)}
.svc{transition:background .25s}
.svc:hover{background:linear-gradient(90deg,rgba(240,185,58,.16),rgba(240,185,58,0) 70%)}
.svc svg{width:64px;height:64px}
.svc h3{font-size:clamp(32px,3.2vw,48px)}
.statement{background:var(--navy-950);text-align:center;padding:clamp(88px,13vw,180px) var(--gutter);border-top:1px solid rgba(240,185,58,.5);border-bottom:1px solid rgba(240,185,58,.5);position:relative;overflow:hidden}
.statement p{font-family:var(--display);font-weight:600;font-size:clamp(48px,8.4vw,140px);line-height:.98;letter-spacing:-.02em;color:var(--ivory);max-width:11em;margin:0 auto 48px}
.statement em{font-style:italic;font-weight:500;color:var(--gold-bright)}
.wrap{position:relative;z-index:1}
.sec.on-navy,.sec.on-deep,.sec.legal-band{position:relative;overflow:hidden}
.sec.on-navy::after,.sec.on-deep::after,.sec.legal-band::after{content:"";position:absolute;right:-6%;bottom:-14%;width:min(640px,62vw);aspect-ratio:761/638;background:var(--mark,url(assets/logo-mark.png)) center/contain no-repeat;opacity:.07;pointer-events:none}
.on-ivory{background:var(--ivory);background-image:repeating-linear-gradient(90deg,rgba(14,26,43,.035) 0 1px,transparent 1px 96px)}
.cta h2{font-family:"Cinzel",var(--display);font-weight:700;letter-spacing:.01em}
.xp-n{font-weight:700}
.founder{display:none}

.notice{background:var(--navy-900);color:var(--ivory);padding:clamp(28px,4vw,52px);border:1px solid var(--gold);box-shadow:16px 16px 0 var(--gold)}
.notice h2{font-size:36px;color:var(--gold-bright);margin-bottom:12px}
.notice p{color:var(--mist)}
@media (max-width:560px){.notice{box-shadow:8px 8px 0 var(--gold)}}

/* Contact details and Council for Debt Collectors registration */
.notice a{color:var(--gold-bright);overflow-wrap:anywhere}
.notice p+p{margin-top:14px}
.details a{color:inherit;text-decoration:none;overflow-wrap:anywhere}
.details a:hover{color:var(--gold-deep)}
.details .reg-row{display:flex;justify-content:space-between;gap:16px;font-size:16px;font-weight:400;padding:4px 0}
.details .reg-row em{font-style:normal;color:var(--ink-soft)}
.details .reg-row strong{font-weight:600;white-space:nowrap}
.reg-logo{display:block;width:120px;height:auto;margin:4px 0 10px}
footer p a{overflow-wrap:anywhere}
.foot-name{display:block;color:var(--ivory);font-weight:500}
.cfdc{max-width:1360px;margin:48px auto 0;padding-top:28px;border-top:1px solid rgba(240,185,58,.28);display:flex;align-items:center;gap:18px}
.cfdc img{flex:none;width:96px;height:auto;border-radius:3px}
.cfdc p{margin:0;line-height:1.5;font-size:13.5px}
.cfdc b{color:var(--gold-bright);font-weight:600}
.cfdc + .legal{margin-top:24px}

/* Compact header on phones: logo and button on one row, menu below */
@media (max-width:560px){
  .nav-in{padding:10px var(--gutter);gap:8px 12px}
  .brand b{font-size:22px}
  .nav .btn{order:2;min-height:38px;padding:0 14px;font-size:14px}
  .nav-in>nav{order:3;width:100%}
  .nav ul{gap:18px;padding-bottom:2px}
  .nav ul a{font-size:14px;padding:4px 0}
}
a[href^="tel:"]{white-space:nowrap}

/* Tablet and phone: logo and button on top row, full-width menu below; two-column footer */
@media (max-width:1080px){.nav-in>nav{order:3;width:100%}.nav ul{overflow-y:hidden;scrollbar-width:none}.nav ul::-webkit-scrollbar{display:none}}
@media (max-width:860px){
  .foot{grid-template-columns:repeat(2,minmax(0,1fr));gap:28px 20px}
  .foot>div:first-child,.foot>div:last-child{grid-column:1 / -1}
}
/* Submit a debt form */
select{width:100%;font:400 16px/1.4 var(--body);color:var(--ivory);background:var(--navy-800) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%23FFD873' stroke-width='1.6'/%3E%3C/svg%3E") no-repeat right 14px center;border:1px solid rgba(169,182,204,.4);padding:14px 40px 14px 14px;min-height:48px;border-radius:0;-webkit-appearance:none;appearance:none}
select:focus{border-color:var(--gold-bright)}
select:invalid{color:var(--mist)}
select option{color:var(--ink);background:#fff}
input::placeholder,textarea::placeholder{color:rgba(185,199,226,.6)}
.debt-form{scroll-margin-top:130px}
.debt-form .row label{margin-top:18px}
.debt-form .fine a{color:var(--gold-bright)}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.form-msg{margin:0 0 8px;padding:12px 14px;border:1px solid var(--gold);background:rgba(240,185,58,.12);color:var(--ivory);font-size:15px}
.form-msg a{color:var(--gold-bright)}
.thanks{max-width:760px}
.thanks .next{margin-top:24px}
.thanks-call{margin:28px 0 32px;font-size:18px}
.thanks-call a{color:var(--ink);font-weight:600;white-space:nowrap}
@media (max-width:860px){.contact-grid .debt-form{order:-1}}